Coconut Chai is a deliciously rich and tropical twist on traditional chai.
The combination of spices and coconut creates a beautifully balanced drink that’s delicious both hot and iced. It’s a perfect drink for any time of day and any season.
I love how smooth and creamy this chai is, making every sip feel like a little treat, whether I’m starting my morning or winding down in the evening.
I warmly recommend this drink to all chai lovers or anyone looking to try something a little different!
Why You Will Love This Recipe
- Dairy-Free: Coconut milk provides a rich, creamy texture without any dairy, making it a great option for those who are lactose intolerant or prefer plant-based alternatives.
- Warming Spices: The blend of cinnamon, cardamom, and ginger offers the perfect balance of warm, aromatic spices, making the tea both comforting and flavorful.
- Versatile: This recipe can be enjoyed both hot and iced, making it a perfect year-round drink for any weather.
- Healthy Fats: Coconut milk is rich in healthy fats, providing a nourishing and energizing drink that’s satisfying without being heavy.
- Immune-Boosting Spices: The ginger, cinnamon, and cardamom not only add warmth but also come with health benefits, such as boosting immunity and aiding digestion.
- Pairs Well with Desserts: The sweet, spiced flavors of Coconut Chai complement a variety of desserts, from cookies to fruit tarts, enhancing your tea-time experience.
Ingredients
Black tea is the foundation of this recipe, providing a rich, robust base that pairs well with the spices and coconut milk. You can use loose-leaf black tea for a more nuanced flavor or tea bags for convenience.
Choosing a strong black tea like Assam or Ceylon is important, as it holds up well against the boldness of the spices and the creaminess of the coconut milk.
Coconut milk is what gives this chai its unique tropical twist. For a creamier texture and richer flavor, full-fat coconut milk is ideal. If you prefer a lighter version, light coconut milk will still provide a smooth texture but with fewer calories.
The spices—cinnamon, cardamom, cloves, and ginger—are key to creating the warming, aromatic chai flavor. Fresh ginger is best for a bright, zesty kick, and using whole spices like cinnamon sticks and cardamom pods ensures a slow, even release of flavors as they simmer.
These spices not only contribute to the taste but also add health benefits, such as aiding digestion and boosting immunity.
Coconut sugar adds a caramel-like sweetness that enhances the coconut flavor and blends well with the spices.
Finally, a sprinkle of ground cinnamon as a garnish adds a lovely finishing touch to the chai, enhancing both the aroma and the presentation.
Ingredients for 2 servings of Coconut Chai:
- 2 teaspoons black tea leaves (or 2 tea bags)
- 1½ cups water
- 1 cup coconut milk (full-fat for a creamier texture, or light coconut milk)
- 1 cinnamon stick
- 3-4 whole cardamom pods, slightly crushed
- 1-inch piece of fresh ginger, sliced
- 2-3 whole cloves
- 1-2 tablespoons coconut sugar (optional, adjust to taste)
- A pinch of ground cinnamon or star ansise (optional, for garnish)
How To Make Coconut Chai
Instructions for making 2 servings of Coconut Chai:
- Boil the Water: In a small pot, bring 1½ cup of water to a boil.
- Add the Spices: Once the water is boiling, add the cinnamon stick, cardamom pods, sliced ginger, and cloves. Let the spices simmer for about 5 minutes to infuse their flavors.
- Steep the Tea: Add the black tea leaves (or tea bags) to the pot and let the tea steep for 3-5 minutes, depending on how strong you prefer it.
- Add Coconut Milk: Pour in the coconut milk and let the mixture simmer on low heat for another 2-3 minutes, allowing the flavors to blend together.
- Sweeten: Stir in the coconut sugar to your desired sweetness. You can adjust the amount depending on how sweet you like your chai.
- Strain and Serve: Strain the chai into cups or mugs to remove the tea leaves and spices.
- Garnish and Enjoy: If desired, sprinkle a pinch of ground cinnamon or add star anise on top for an extra touch of warmth. Serve your Coconut Chai hot or let it cool and serve it over ice for a refreshing option. Enjoy!
Iced Version of Coconut Chai
The iced version of Coconut Chai is perfect for warm and sunny days because it offers all the rich, spiced flavors of traditional chai, but with a refreshing, chilled twist.
The coconut milk adds a light creaminess that pairs beautifully with the coolness of the iced tea, making it both indulgent and refreshing. The spices like cinnamon, ginger, and cardamom still bring warmth and flavor, but the cold brew keeps it light and invigorating, perfect for when you want the comfort of chai without the heat.
It’s a great way to enjoy bold, aromatic flavors while staying cool and refreshed during hot weather!
More Tips & Variations
- Coconut Whipped Cream: Top your iced or hot Coconut Chai with a dollop of coconut whipped cream for an extra indulgent and creamy finish, adding a luxurious texture.
- Chili Spice Kick: For a spicy twist, add a small pinch of chili powder or a few slices of fresh chili to the simmering spices. The heat complements the sweetness of the coconut and creates a bold, adventurous flavor.
- Toasted Coconut Garnish: Sprinkle some toasted coconut flakes on top of your iced or hot chai to add a crunchy texture and intensify the coconut flavor, giving the drink a tropical feel.
- Coffee Chai Fusion: Add a shot of cold brew coffee to your iced coconut chai for a unique fusion of bold coffee flavors with the spiced, creamy chai, offering a caffeinated boost.
- Chia Seeds: Stir in a tablespoon of chia seeds before serving to add a healthy boost of omega-3s and fiber. The seeds will create a fun, gel-like texture as they soak in the chai.
- Turmeric Boost: Add a small pinch of turmeric for its anti-inflammatory properties. The subtle earthy flavor pairs well with the spices, and it gives the chai a beautiful golden hue.

Coconut Chai
Ingredients
- 2 tsp black tea leaves (or 2 tea bags)
- 1½ cups water
- 1 cup coconut milk (full-fat for a creamier texture, or light coconut milk)
- 1 cinnamon stick
- 3-4 whole cardamom pods, slightly crushed
- 1-inch piece of fresh ginger, sliced
- 2-3 whole cloves
- 1-2 tbsp coconut sugar (optional, adjust to taste)
- A pinch of ground cinnamon or starn anise (optional, for garnish)
Instructions
- Bring 1½ cups of water to a boil and add the cinnamon stick, cardamom pods, sliced ginger, and cloves. Let the spices simmer for about 5 minutes to infuse their flavors.
- Add the black tea leaves (or tea bags) to the pot and let the tea steep for 3-5 minutes, depending on how strong you prefer it.
- Pour in the coconut milk and let the mixture simmer on low heat for another 2-3 minutes, allowing the flavors to blend together.
- Stir in coconut sugar to your desired sweetness. You can adjust the amount depending on how sweet you like your chai.
- Strain the chai into cups or mugs to remove the tea leaves and spices.
- If desired, sprinkle a pinch of ground cinnamon or add star anise on top for an extra touch of warmth. Serve your Coconut Chai hot or let it cool and serve it over ice for a refreshing option. Enjoy!